Consolidating debt without bankruptcy

They'll discuss the options available to you, including a variety of ways to settle your debt.Depending on your goals, they may recommend a debt management plan, which is one the most effective ways to pay off debt for many individuals and families.

CCCS companies offer numerous services, such as financial counseling and budget planning, as well as Debt Management Plans (DMPs).At My Budget, we’ll assess your current situation, provide you with the facts about your options and work with you to design a solution that's tailored to your preferred outcome and long-term goals.To find out what we could do for you and APPLY for a debt consolidation loan, call us on 1300 300 922 or book your free consultation below.SIMPLIFY AND DE-STRESS YOUR FINANCESDebt consolidation merges multiple debts into a single, cheaper loan while our caring team does the hard work to make sure that you stay on track to be debt-free sooner.A debt consolidation loan can lower your total repayments by combining multiple debts into a single loan - a single interest rate and one ongoing repayment A debt consolidation loan can assist with managing debt as a lower interest, single repayment may mean you pay less each month than you were previously.I have checked into bankruptcy but there is a chance they would take my house.I have also tried a debt settlement program but it was a scam. There are several possible solutions to your problem, depending on how old the debts are, your financial situation and how much money you can afford to allocate to your debts on a monthly basis.Debt consolidation loans we offer can lower your overall cost of repayments by combining your high interest rate loans (credit cards, car loans etc.) into one loan that has a lower repayment.We look for a loan that will improve your cash flow and streamline your payments without compromising your long-term financial outlook.We’ve helped over 50,000 Australians, on terms that suit them, to manage their debt and save for the future.If debt consolidation is something you are interested in, we can assist.